coverbinder AI
AI that reads the file. Underwriters make the call.
coverbinder's AI reads applications, annual reports, websites and contracts, and answers questions about the submission. Every finding shows its source and the decision is always the underwriter's.
A broker submission email arrives in the underwriting mailbox with an ACORD application attached. It becomes a work item, the insured is matched to an existing account, and the application is read into fields. Each field shows its confidence and the page it came from. One low-confidence figure is held for the underwriter to confirm.
Sources
Gross receiptsACORD 126 · p1
Hot workridgelineroofing.com/services
Primary and non-contrib.MSA §9.2
What it reads
- Applications and supplementals, typed or scanned, into structured fields
- Annual reports for D&O financials and board details
- An insured's website for operations the application missed
- Contracts for indemnity, additional insured and limit requirements
- Loss runs into claims history and loss ratios
Ask the submission
A chat assistant on every work item that answers from the submission's own documents.
- "What were the largest losses in the last five years?"
- "Does the contract require waiver of subrogation?"
- Answers quote the document and page they came from
- It informs. It never binds, prices or declines on its own.
Shows its working
Every extracted value links to its source page, with a confidence score.
Holds back when unsure
Fields below the confidence line wait for an underwriter.
You underwrite
AI reads and suggests. Pricing and binding decisions stay with your people.
See it with your own submissions.
A 30-minute walkthrough on your lines, your forms and your binders.
Book a demo